Independent Property Analysis

The selling agent
wants you to buy.
We tell you in report
if you shouldn't.

Independent property research for investors making $700,000+ decisions. Data collected from licensed platforms, verified, and delivered in a plain-English report with a clear verdict. No agent. No commission. No reason to tell you anything except the truth.

20+
Years advising
$150
Starting from
72h
Turnaround
100%
Independent
●  PROPERTY ANALYSIS ONLY  —  NO FINANCIAL ADVICE
74
Property Score
✔ Investment Grade
Rental Yield
5.2%
Vacancy Rate
1.4%
CAGR
8.9%pa
Infrastructure
$2.5Bn
The One Line

We make our money from the report, not the transaction.

Every other principle follows from that sentence. The buyer pays for judgment, and judgment is the entire product. No agent, developer, or commission sits behind the verdict. Property Scorecard gets paid the same whether the call is GO or AVOID — and that indifference to the outcome is the product, not a side feature.

What’s Included

Three report tiers.
One independent opinion.

Our team collects independent data and research across every report, presenting it in a clear, plain-English file that you can take to your finance broker, real estate agent, accountant, or financial planner.

01
Location Snapshot
A rapid-fire assessment of a suburb or postcode. Ideal for investors who want to know if a location is worth investigating further before spending hours researching.
Suburb & market data analysis
Historic price growth (5 & 10 year)
Vacancy rate & rental demand
Supply pipeline & development risk
Infrastructure & growth drivers
Strategist verdict: Buy / Watch / Avoid
02
Property Assessment
A full assessment of a specific property address. Goes beyond the location to evaluate the asset itself — land ratio, build quality, tenantability, and investment-grade criteria. Includes a Desktop Property Appraisal.
Everything in Location Snapshot Report
Property investment grade score out of 100
Contract price vs. comparable sales analysis
Desktop market assessment
Rental income vs. estimated holding cost breakdown
Risk flags & deal-breakers
Desktop Property Appraisal
03
Full Due Diligence
A complete property analysis covering location, property, and how this purchase fits (or doesn’t fit) into your portfolio strategy. Includes a Desktop Property Appraisal.
Everything in Location Snapshot Report
Everything in Property Assessment Report
CAGR %
Polygon Scorecard
Portfolio fit analysis
Data confidence rating
Risk flags & deal-breakers
Written Recommendations & Next Steps
100% Data metrics backed by independent & verified sources. No developer relationships. No referral fees. No Commissions.

Every purchase has three voices.
Only one has no stake in the outcome.

When you're considering a property, three voices are available to you. Understanding what each one is paid to say makes clear why an independent fourth opinion matters.

Voice 01
The Selling Agent
Acts for the vendor. Legal duty, commission, and the next listing all point the same way — a sale, at the top of what you'll bear. The information the agent holds is genuine, but it reaches you selectively. What advances the sale gets told. What does not gets left out.
Paid when you buy. Never paid to say no.
Voice 02
Your Own Research
The most compromised voice of all — because by the time someone is researching a property, they have usually already decided they want it. The research stops being a test and becomes a search for permission. Supporting data gets noticed. Contradicting data gets explained away.
Confirmation bias runs the analysis.
Voice 03
Property Scorecard
The only voice in the room with no stake in whether you proceed. We have read the comparable sales the agent didn't volunteer, we know what a normal vendor discount looks like in that market, and we have no campaign to run. We earn the same fee whether the call is buy or walk away.
Paid the same whatever the verdict.

Four fronts a diligent buyer still loses on.

A numerate, diligent buyer doing their own due diligence still loses on four fronts — and most don't notice the loss.

Emotional capture
People fall for the property first and research second. Property Scorecard has never seen the kitchen, so it cannot fall for the property — and can test the case instead of defending it.
Data access
Verified sale prices sit behind licensed platforms. Vacancy, DA pipeline, and planning overlays are paywalled or scattered. Buyers anchor on the one number that is easy to see — the AVM or the asking price — which are the two numbers that should never anchor a decision.
Framework
Data in hand is not the same as knowing what to do with it. Which thresholds are gates and which are preferences. How much weight an AVM deserves against a verified sale. What a flood overlay on title means for the lot. Data without the scoring logic builds the wrong picture.
The unknowns
You cannot flag a risk you have never heard of. You cannot research the overlay you don't know exists or the over-supply signal you don't know to look for. This is the failure that hurts most after settlement — because it was never on the radar to check.
The asymmetry

Full due diligence report is a fraction of the purchase price.

Overpaying by a couple of percent because you couldn't weigh the agent's pressure, or because your own optimism filled a data gap, costs far more than the report. Property is a low-frequency, high-consequence, hard-to-reverse decision. That is exactly the kind of decision where an indifferent second opinion is most rational — and exactly the kind people most often make on emotion and agent pressure.

Five independent sources.
One complete picture.

Most property research stops at the headline numbers — median price, rental yield, a suburb growth chart. That tells you what a suburb has done. It does not tell you what you are walking into. Our 5-tool research report combines five independent data sources to surface the risks agents and developers never show you.

01
Supply & Demand
Is this suburb running out of buyers — or gaining momentum?
We measure the real-time balance of buyers to available stock. Buyer-to-Agent ratio, Stock on Market percentage, Days on Market, vendor discounting, and hold period trends — the metrics agents know but never show you.
What it reveals
Is this suburb gaining momentum — or running out of buyers?
02
Rental & Valuation
Will the rent stack up — and will the bank agree with the price?
We compare the asking rent against actual comparable leases — same postcode, same property type, same period. We also run a valuation stress test: what is the likely bank valuation at settlement, and is there a shortfall risk the agent hasn't disclosed?
What it reveals
Will the rent stack up? Will the bank agree with the price you paid?
03
Demographics
Is there a real rental market here — or just a theoretical one?
Independent demographic data shows who actually lives in the suburb — age profile, household structure, income levels, owner vs renter split. An investment property only performs if the right tenant cohort exists in meaningful numbers. We verify that before you commit.
What it reveals
Is there a real rental market for this property — or is the demand theoretical?
04
Infrastructure Risk
Are there factors near this property that could hurt resale or tenantability?
We map mobile towers, antenna infrastructure, and electromagnetic sources using independent databases. Properties within certain proximity face valuation resistance, tenant sensitivity, and resale challenges that never appear in a suburb report or an agent's data pack.
What it reveals
Are there infrastructure factors that could affect resale or tenantability?
05
Environmental & Planning Overlays
Is there a planning or environmental constraint the agent never mentioned?
Government spatial mapping identifies flood zones, bushfire overlays, land slip risk, environmental protection zones, and heritage constraints. A property in a Land Subject to Inundation Overlay carries risks that no standard suburb report — and no selling agent — will volunteer to disclose.
What it reveals
Is there a planning, flood, or environmental constraint that could affect your ability to build, rent, or sell?
Research Verdict
What you get at the end
A single integrated report with a suburb health rating across all five dimensions, a valuation risk assessment, a rental underwriting case, a red flag checklist, and a clear verdict.
✓ Proceed
● Proceed with Conditions
✕ Do Not Proceed
This is what institutional investors do before every acquisition. We make the same standard available to individual investors — from $450 + GST.
Data sourced from
Cotality
SQM Research
PropTrack
ABS
.id community
VicPlan
RBA
“No single source carries the weight of a recommendation.”
Every report cross-references multiple independent data sources. We never let one platform's number determine a verdict — we require corroboration across suburb data, valuation evidence, demographic signals, and planning intelligence before forming a view.
Suburb & Market
Independent market intelligence platforms
Growth phase modelling, vacancy cross-checks, demand-to-supply ratios, and 100+ suburb metrics. Shortlist, rank, and defend every location assessment.
Valuation & Comparables
Independent valuation & comparables platforms
Comparable sales evidence, automated valuation cross-checks, and settlement risk assessment. We verify that the bank will agree with the price you paid.
Planning & Supply Pipeline
Government planning portals & infrastructure databases
Demographics & Economic Drivers
Government statistical data & demographic platforms
Population, income, employment, and migration data. Free, unimpeachable, defensible. Tenant cohort validation before any rental yield claim is made.
Rental & Vacancy
Independent rental & vacancy databases
Live rental listings cross-check against appraisal quotes. Catches over-quoted yields immediately. Real-time vacancy versus the developer's optimistic projection.
Environmental & Infrastructure Risk
Government spatial mapping & environmental risk portals
Flood zones, bushfire overlays, EMR risk, heritage constraints. The layer most suburb reports skip entirely — and the layer that catches the deals that look good until they don't.
Transparent Pricing

One fee. One report.
No ongoing commitment.

Pay once for a written report delivered within 72 hours. No subscription, no upsell, no agent referral fee hiding in the background.

Starter
Location Snapshot
Is this suburb worth a closer look?
$
150
+ GST
Suburb & market data analysis
Historic price growth (5 & 10 year)
Vacancy rate & rental demand
Supply pipeline & development risk
Infrastructure & growth drivers
Strategist verdict: Buy / Watch / Avoid
● Delivered within 24 hours
Order Location Report
Premium
Full Due Diligence
Everything you need to know, before you buy, or walk away.
$
750
+ GST
Everything in Location Snapshot Report
Everything in Property Assessment Report
CAGR %
Polygon Scorecard
Portfolio fit analysis
Data confidence rating
Risk flags & deal-breakers
● Delivered within 72 hours
Order Full Report
Additional costs may apply. If your enquiry requires a more detailed or complex analysis beyond the scope of the selected report tier — such as extended suburb comparisons, multi-property assessments, development site research, or specialised data pulls from more sources — our team will advise you of any additional costs before commencing work. You will never be charged beyond your selected tier without prior written agreement.
The Process

Simple. Fast. Independent.

From order to report in 72 hours. No sales calls, no hidden fees, no conflicts of interest.

1
Submit Your Order
Enter the suburb or property address, select your report tier, and pay securely online. Provide any context that helps — price guide, your income, whether you are buying in super.
2
We Pull the Data
A Strategist reviews independent data sources: valuation platforms, government statistical data, online portals, rental listings, comparable sales, and infrastructure announcements.
3
We Write the Report
A strategist reviews the data and presents it in a plain-English report with a scored assessment, evidence, and a clear verdict you can act on.
4
Report Delivered
Your report lands in your inbox within 72 hours. Full Due Diligence Report clients also receive a Desktop Property Appraisal to discuss findings and next steps.

Not an agent.
Not a platform.

Most property advisory services carry a conflict of interest. This service does not — we hold no relationship with any property we assess, and we earn nothing beyond the report fee.

Sample Report Extract
Frankston VIC 3199 — Property Assessment Report
Market Demand
82
Rental Yield
74
Growth Drivers
88
Supply Risk
61
Asset Quality
79
Strategist Verdict
Investment grade with manageable supply risk. Strong infrastructure pipeline supports medium-term capital growth. Data supports established house and land over OTP based on current supply risk. Current price guide aligns with comparable sales evidence.

Our research team has combined over 20 years of advising and helping investors build investment portfolios across Australia. We have reviewed hundreds of properties, researched suburb data across every major growth corridor, stress-tested strategies, and told investors — directly and in writing — when a property was worth buying, and when it was not.

We started this service because we kept seeing the same problem: investors making $700,000+ decisions based on information that came from the person being paid to sell them the property. Your agent, your developer, your listing platform — none of them get paid to tell you no.

“We are paid the same whether the call is buy or walk away.”

We do not sell properties. We do not take referral fees. Our team charges a flat fee for a written report, and we tell you exactly what we see. And help you see what you don’t see.

20+
Years advising
100%
Data driven
100%
Independent
Sample Report Extract
Frankston VIC 3199
Property Assessment Report — $450 Report
76
/ 100
✓ Investment Grade
Market Demand
82
Rental Yield
74
Growth Drivers
88
Supply Risk
61
Asset Quality
79
Vacancy Rate
1.2%
Rental Yield
5.1%
10yr Growth
+68%
Supply Risk
Med
Strategist Verdict
Investment grade with manageable supply risk. Strong infrastructure pipeline supports medium-term capital growth. Buy zone at current price guide.
The buyer is paying for someone to try to talk them out of it — rigorously, with evidence, and with no reason to flinch.

Ready to get
the real answer?

● Reports delivered within 72 hours of payment | ● Order by 3pm for same-business-day dispatch

Select your report tier below. Each includes a guaranteed turnaround: Location Snapshot (24h), Property Assessment (48h), Full Due Diligence (72h). You'll receive an invoice within 24 hours of your request.

Select Report Tier
$150
Location Snapshot
Most Popular
$450
Property Assessment
$750
Full Due Diligence
We will email you an invoice within 24 hours. We collect full details after payment — no lengthy form upfront.
Reports are general information only. See full disclaimer below.
Privacy collection notice: Your name, email, mobile number, and property address are collected solely to deliver your requested report and communicate with you about your order. We handle your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles. We do not sell or share your information with third parties except as required by law. See our Privacy Policy for full details.

Two honest things worth knowing.

Keeping these on the record is part of the job. They are what make the rest of what we say credible.

Independence is asserted. The proof is in the reports.
A reader cannot verify independence from the outside from a positioning statement. The proof is the disciplines being visibly applied in every report: retained inconvenient evidence, demoted AVMs, flagged inferences, capped verdicts that refuse to average a fail into a pass. The ethos is only as credible as the last report that demonstrated it.
A motivated buyer with access can do much of this themselves.
We sell method, independence, and emotional distance — not secret data. What we really provide against self-due-diligence is the framework and the willingness to find the reason you should not proceed. A Property Scorecard report sharpens the call. It does not replace your judgment or your licensed advisers — and we will never imply it does.
Common Questions

What people usually ask.

Why should I use Property Scorecard?
Because the people providing your property information are being paid to sell it to you. Your selling agent, your developer, your listing platform — none of them get paid to tell you no. Property Scorecard has no relationship with any property we assess and no income beyond your report fee. We look at the data and tell you what it says — including when it says walk away. If you are committing $700,000 plus for a single financial decision, and an independent research report is the lowest-cost due diligence you can do.
What makes Property Scorecard different from other research services online?
Most online property data tools give you numbers. We give you a verdict. There is a significant difference between a dashboard of suburb statistics and a practitioner reviewing a specific address — cross-referencing supply risk, comparable sales, infrastructure pipeline, environmental overlays, and rental fundamentals — and then telling you whether the data supports the purchase or not. We do not aggregate data and hand it back to you raw. A human analyst in our team reviews every report. We also have no commercial relationship with any property we assess, which eliminates the conflict of interest that sits behind most property research platforms, many of which are owned by or affiliated with the same companies that sell and list properties.
Is this personal financial advice?
No. These are general property research reports and do not constitute personal financial advice. We recommend you use the report as part of your own due diligence process alongside your accountant, financial planner, and mortgage broker.
Who writes the reports?
Our research team — property analysts with over 20 years of combined experience advising Australian investors building long-term portfolios. Not an algorithm, not a data aggregation platform. Every report is reviewed by a practitioner who has sat across the table from hundreds of investors, stress-tested strategies, and told clients when a property was worth buying — and when it was not. Queensland-based, independently operated, and structurally separate from any sales channel.
Do you receive any commission or referral fees?
No. We have no financial relationship with any developer, real estate agent, mortgage broker, or financial planner. Your report fee is our only income. That is the point.
Can I order a report on an off-the-plan property?
Yes — and we strongly recommend it. Off-the-plan purchases carry additional risks around valuation, settlement risk, and developer exposure that most buyers do not fully understand until it is too late. A Property Assessment Report or Full Due Diligence Report is ideal for OTP.
Do I still need a building and pest inspection?
Yes — and we tell you when it is worth ordering one. A Property Scorecard report is a desktop analysis of the deal: the numbers, the comparable sales evidence, the supply risk, and the location and structure fundamentals. It does not replace a building and pest inspection, a valuation, or a solicitor — and it is not meant to. What it does is come first. A building and pest inspection runs $400 to $800, a valuation a few hundred more, and an interstate trip to inspect more again. None of that spend is worth making if the deal does not stack up on the numbers. We are the step that tells you whether the property has earned that spend — or whether to walk before you pay for any of it.
What if I just want to know if a suburb is worth researching?
The $150 Location Snapshot Report is built exactly for this. It gives you a clear Buy / Watch / Avoid verdict on a suburb before you spend hours inspecting properties there.
What if I am a seller — can I engage your service to assess whether to keep my property or sell?
Yes, absolutely. We are open to helping all types of investors — those looking to exit an investment property as well as those looking to acquire a property on their radar. Whether you are weighing up a sale, a hold strategy, or comparing your current asset against a new opportunity, our team can provide independent data and analysis to help you make a more informed decision.
What if I need a more detailed analysis — like a land site or a small development project?
Yes. While we do not provide development advice, we can deliver detailed data and research based on the intended end product — whether that is a house, townhouse, or apartment as part of a small or larger complex. If your requirements go beyond our standard report tiers, contact us to discuss a custom quote tailored to the depth of analysis you need.
Do I get a discount for using your service for multiple reports or multiple properties?
Yes and no — it is assessed case by case. For example, if you order the $150 Location Snapshot Report and later realise you need the $750 Full Due Diligence Report, you only pay the $600 difference to upgrade — so in that case there is no discount, you simply top up to the higher tier. If, however, you order a $750 Full Due Diligence Report on Property A in a location and then want the same analysis on Property B in the same location, you may receive a 20% discount on the second Full Due Diligence Report. Please enquire for a custom quote.
Can I not go onto www.realestate.com.au to see information on a suburb or property to do my own research?
You can — and most buyers do. But realestate.com.au is a listing and advertising platform. Its revenue comes from real estate agents and developers paying to list and promote properties. The information presented there is designed to market properties, not to assess them. You will see listing prices, agent-supplied descriptions, and suburb statistics drawn from the same data the selling agent uses to justify the asking price. What you will not see is an independent view of supply risk, comparable sales evidence against the contract price, infrastructure pipeline, environmental overlays, rental vacancy trends, or a verdict on whether the numbers actually stack up. It is a useful starting point for finding properties. It is not due diligence.
Polygon Scorecard

Your property, scored across 12 axes.

Every Full Due Diligence Report includes a Polygon Scorecard — a 12-axis visual that shows exactly where a property is strong, where it is weak, and whether it clears the 60-point pass threshold across each dimension.

60 PASS Capital Growth 83 Cycle Timing 90* Supply Tight 88 Liquidity 85 Location 80 Prop Quality 80 Rental Demand 78 Data Conf 85 Risk 60 Cashflow 52 Yield 37 SMSF Fit 40

* Axes below the dashed 60-pass threshold indicate areas of concern. Included in every Full Due Diligence Report.

Still on the fence?
Start with the $150 Location Snapshot Report.
Get your property analysis with guaranteed turnaround. Location Snapshot in 24 hours, Property Assessment in 48 hours, Full Due Diligence in 72 hours. No commitment beyond the report.
Order for $150 + GST  →
Or choose $450 or $750 + GST for a deeper analysis

Terms & Conditions

By placing an order with www.propertyscorecard.com.au you agree to the following terms. Click any section to expand.

www.propertyscorecard.com.au provides independent property research reports for Australian investors. We are not a licensed financial adviser, mortgage broker, tax agent, or legal practitioner under Australian law. Our service is limited to the collection, analysis, and presentation of property data and research.

The information provided in our research and data reports are general in nature and will be prepared for educational and discussion purposes only. It does not take into account your personal objectives, financial situation, needs, risk profile, taxation position, or legal circumstances.

Nothing in our reports should be interpreted as personal financial advice, taxation advice, legal advice, credit advice, or a recommendation to establish an SMSF or purchase a specific property. You should seek independent advice from appropriately qualified professionals, including a licensed financial adviser, accountant, tax adviser, SMSF specialist, mortgage broker and/or solicitor, before making any financial or investment decision.

Any figures, projections, modelling, cashflow estimates, capital growth assumptions, rental estimates, tax outcomes or investment examples discussed are indicative only and are based on assumptions that may change. Past performance is not a reliable indicator of future performance, and actual results may differ materially from any examples provided.

All assessments conducted by Property Scorecard are desktop assessments only. Property Scorecard does not conduct site visits, physical inspections, or on-site evaluations of any property.

Property Scorecard is not a licensed property valuation service and does not hold registration under the Valuers Registration Act or any equivalent state or territory legislation. Our assessments constitute an independent market analysis of the location and property under consideration, based on publicly available data and independent research sources. They do not constitute, and must not be relied upon as, a formal valuation or sworn valuation for any legal, financial, or lending purpose.

If a formal written valuation is required — including for mortgage purposes, legal proceedings, family law matters, or any other purpose requiring a certified opinion of market value — you must engage a licensed and registered property valuer. Property Scorecard accepts no liability arising from any reliance placed on our assessments in circumstances where a formal valuation was required.

While we use reputable third-party data sources, we do not warrant the accuracy, completeness, or currency of any data included in a report. Property markets change rapidly. Data may become outdated after the report delivery date. Past performance of any suburb, asset class, or investment strategy is not a reliable indicator of future performance.
Reports are delivered within the timeframe specified at time of order (24 hours for the Location Snapshot Report; 48 hours for Property Assessment Report; 72 hours for the Full Due Diligence Report). Delivery timeframes are estimates only and not guaranteed. Reports are delivered via email in HTML or PDF format to the email address provided at time of order. We are not liable for non-delivery caused by incorrect email details supplied by the client.
Payment is required in full before report delivery commences. An invoice will be issued via email within 24 hours of your order request. Due to the research-based nature of our service, reports are non-refundable once work has commenced. If we are unable to complete your report for any reason, a full refund will be issued within 5 business days. Nothing in this clause excludes, restricts, or modifies any guarantee, right, or remedy you may have under the Australian Consumer Law (Schedule 2 of the Competition and Consumer Act 2010 (Cth)) that cannot lawfully be excluded or limited.
All reports and their contents are the intellectual property of www.propertyscorecard.com.au. Reports are licensed for your personal use only. You may share your report with your professional advisers (accountant, financial planner, mortgage broker, solicitor). You may not reproduce, publish, distribute, or sell any report or any part thereof without prior written consent from www.propertyscorecard.com.au.
To the maximum extent permitted by Australian consumer law, www.propertyscorecard.com.au excludes all liability for any loss or damage arising from reliance on any report, including but not limited to direct financial loss, loss of investment opportunity, capital loss, or consequential loss of any kind. Where liability cannot be excluded by law, our total liability is limited to the fee paid for the relevant report.
Your personal information (name, email, mobile, property address) is collected solely for the purpose of delivering your requested report. We handle your information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles. We do not sell, share, or disclose your personal information to any third party except as required by law or with your express consent.
These terms and conditions are governed by the laws of Queensland, Australia. Any dispute arising in connection with these terms or any report shall be subject to the exclusive jurisdiction of the courts of Queensland. If any provision of these terms is found to be unenforceable, the remaining provisions continue in full force and effect.
Important Disclaimer
The reports and information provided by www.propertyscorecard.com.au are general information only and do not constitute personal financial product advice, tax advice, legal advice, or credit advice under the Corporations Act 2001 (Cth), the National Consumer Credit Protection Act 2009 (Cth), or any other applicable Australian law. www.propertyscorecard.com.au is not a licensed financial adviser, mortgage broker, tax agent, or legal practitioner.
Before making any investment, financing, or taxation decision in relation to a property purchase, you should seek independent advice from: a licensed financial adviser regarding investment suitability and financial product advice; a registered valuer; a registered tax accountant regarding taxation implications including CGT, negative gearing, depreciation, and superannuation contributions; and a licensed mortgage broker or lender regarding your borrowing capacity, loan structure, and credit obligations.
Nothing in any report constitutes a recommendation to buy, sell, or hold any property or financial product. Past performance of any suburb, asset class, or investment strategy is not a reliable indicator of future performance. Property investment involves risk, including the possible loss of capital.
Information is based on third-party data and may change without notice. Data sources include prices, availability, timelines, and live market data which are indicative and subject to change or withdrawal without notice. Data, yields, and forecasts are general in nature and do not constitute financial advice. Please verify all information independently and seek professional advice before proceeding.